Free money app · web + iPhone
Know your real number. Hit your target.
Money IQ connects to your bank (read-only), shows everything you have in one place, and tells you whether you're on pace for your savings goal. Stuck? Ask the built-in AI coach — it answers from your actual numbers, not generic advice.
FREE · NO DOWNLOAD NEEDED · READ-ONLY BANK LINK
● The target · $40,000 by June 1
liquid across 3 accounts · of the $40,000 target
Inside the app
See it before you sign up.
How it works
One number. One target. One next move.
Most money apps bury you in charts. This one opens on the number that matters and tells you whether you're winning.
Link your bank
Connect checking, savings, cards, and investments through Plaid. Read-only — nothing can move your money.
Set your target
Pick an amount and a date. The dashboard shows what's left, the pace you need per day, and the pace you're actually on.
Ask the coach
"How do I make more money?" "Where is my money going?" The AI reads your real transactions and gives you the sharpest move for where you stand.
What's inside
Everything you need. Nothing you don't.
Net worth, live
Checking, savings, cards, loans, and investments add up to one number that updates on its own.
Target & pace
Set a goal and a date. See how much is left, how much you need per day, and how much you're actually saving.
Leak finder
Your biggest spending categories and merchants, ranked by what they cost you each month.
AI money coach
Ask anything — "Can I afford this?", "How do I pay this card off faster?" — and get an answer built on your real data.
Your data